Canada Life segregated funds policy originally with Great-West Life

Fund overview & performance

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Canada Life Mutual Funds

GWL Real Return Bond 75/75

December 31, 2025

A Canadian fixed-income fund that provides opportunities for moderate income generation as well as longer-term inflation protection.

Is this fund right for you?

  • You want to protect your money from inflation while also protecting it from large swings in the market.
  • You want to invest in Canadian real-return bonds issued by governments, with some exposure to foreign fixed-income securities.
  • You're comfortable with a low to moderate level of risk.

RISK RATING

Risk Rating: Low to Moderate

How is the fund invested? (as of December 31, 2025)

Asset allocation (%)
Name Percent
Domestic Bonds 99.4
Cash and Equivalents 0.6
Geographic allocation (%)
Name Percent
Canada 100.0
Sector allocation (%)
Name Percent
Fixed Income 99.4
Cash and Cash Equivalent 0.6

Growth of $10,000 (since inception)

Period:

For the period 07/08/2013 through 12/31/2025 tr.with $10,000 CAD investment, The value of the investment would be $10,095

Fund details (as of December 31, 2025)

Top holdings (%)
Top holdings Percent (%)
Canada Government 4.00% 01-Dec-2031 13.1
Canada Government 1.50% 01-Dec-2044 13.0
Canada Government 2.00% 01-Dec-2041 12.3
Canada Government 1.25% 01-Dec-2047 11.4
Ontario Province 2.00% 01-Dec-2036 9.1
Canada Government 3.00% 01-Dec-2036 9.0
Canada Government 0.50% 01-Dec-2050 8.9
Canada Government 4.25% 01-Dec-2026 8.3
Quebec Province 4.25% 01-Dec-2031 4.8
Quebec Province 4.50% 01-Dec-2026 4.4
Total allocation in top holdings 94.3
Portfolio characteristics
Portfolio characteristics Value
Standard deviation 7.77%
Dividend yield -
Yield to maturity 1.63%
Duration (years) 11.68%
Coupon 2.48%
Average credit rating AA+
Average market cap (million) -

Understanding returns

Annual compound returns (%)

Short term
1 MO 3 MO YTD 1 YR
-2.68 -1.32 -1.17 -1.17
Long term
3 YR 5 YR 10 YR INCEPTION
0.07 -3.43 -0.47 0.08

Calendar year returns (%)

2025 - 2022
2025 2024 2023 2022
-1.17 1.58 -0.19 -15.99
2021 - 2018
2021 2020 2019 2018
-15.99 -0.25 10.41 5.81

Range of returns over five years (August 01, 2013 - December 31, 2025)

Best return / Worst return
Best return Best period end date Worst return
Worst period end date
2.84% Nov 2020 -3.43% Dec 2025
Summary
Average return % of periods with positive returns Number of positive periods Number of negative periods
-0.27% 47 42 48
Period:
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GWL Real Return Bond 75/75

GWL Real Return Bond 75/75

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ID Effective date Price ($) Income Capital gain Total distribution